1099 Tax Calculator Texas 2026
Texas has no state individual income tax, which simplifies tax planning for freelancers and 1099 contractors significantly. You still owe federal income tax (10-37% depending on bracket) and self-employment tax (15.3% on net earnings). Use the calculator below to estimate your federal and SE tax owed for tax year 2026, along with quarterly estimated payment amounts.
Net income after business expenses
Enter your income to see your tax breakdown
Next step
Turn the tax number into a formation decision
Once you know the tax drag on Texas self-employment income, the next question is whether an LLC service is worth paying for or whether you should file directly with the state.
How Texas taxes self-employment income
Texas has no state individual income tax.
Texas has no state individual income tax. Self-employment income is not taxed at the state level.
Profession-specific calculators for Texas
Get a Texas-specific tax estimate with profession-specific deduction guidance:
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Texas owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Texas state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.