1099 Tax Calculator Georgia 2026
Georgia has a flat 5.39% individual income tax rate that applies to all taxable income. Combined with federal income tax (10-37%) and self-employment tax (15.3% on net earnings), Georgia 1099 workers and freelancers typically owe 25-35% of gross income in total tax. Use the calculator below to estimate your 2026 federal + state + SE tax and quarterly estimated payments.
Net income after business expenses
Enter your income to see your tax breakdown
How Georgia taxes self-employment income
Georgia has a flat 5.39% state income tax.
Georgia has a flat 5.39% individual income tax rate. The state offers a $4,000 per-dependent exemption but no personal exemption.
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Georgia owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Georgia state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.