1099 Tax Calculator Tennessee 2026
Tennessee has no state individual income tax, making it tax-friendly for freelancers and 1099 contractors. (The Hall income tax on interest and dividends was fully repealed in 2021.) You still owe federal income tax based on your bracket and 15.3% self-employment tax on net earnings. Use the calculator below to estimate your federal + SE tax for 2026 and quarterly estimated payment amounts.
Net income after business expenses
Enter your income to see your tax breakdown
How Tennessee taxes self-employment income
Tennessee has no state individual income tax.
Tennessee has no state individual income tax. The Hall income tax on interest and dividends was fully repealed effective January 1, 2021.
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Tennessee owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Tennessee state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.