1099 Tax Calculator Maryland 2026
Maryland has 8 graduated income tax brackets ranging from 2% to 5.75%. Maryland counties impose additional local income taxes averaging 2.51% on top of state tax - these local taxes are not modeled in this calculator. Self-employed workers in Maryland owe federal income tax (10-37%) and 15.3% self-employment tax in addition to state tax. Use the calculator below to estimate your 2026 federal + state + SE tax.
Net income after business expenses
Enter your income to see your tax breakdown
How Maryland taxes self-employment income
Maryland has graduated income tax brackets with a top rate of 5.75%.
Maryland has 8 state income tax brackets with asymmetric MFJ thresholds (not simple doubles). The standard deduction is 15% of income with min/max caps ($1,800-$2,700 single, $3,650-$5,450 MFJ). Personal exemption phases out above $100K single / $150K MFJ. Maryland counties impose local income taxes (avg 2.51% — not modeled). Calculator results approximate state tax only and exclude county taxes.
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Maryland owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Maryland state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.