1099 Tax Calculator Minnesota 2026
Minnesota has 4 graduated income tax brackets ranging from 5.35% to 9.85%. The top rate kicks in at $198,630 (single) or $330,410 (married filing jointly). Self-employed workers in Minnesota owe state tax in addition to federal income tax (10-37%) and 15.3% self-employment tax. Use the calculator below to estimate your 2026 federal + state + SE tax.
Net income after business expenses
Enter your income to see your tax breakdown
How Minnesota taxes self-employment income
Minnesota has graduated income tax brackets with a top rate of 9.85%.
Minnesota has a 4-bracket graduated income tax. Standard deduction phases out at higher incomes (~$239K AGI single, $119K MFS). Minnesota also imposes a 1% surtax on net investment income over $1 million (not modeled). $5,200 per-dependent exemption available.
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Minnesota owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Minnesota state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.