1099 Tax Calculator Pennsylvania 2026
Pennsylvania has a flat 3.07% individual income tax with no standard deduction or personal exemption - one of the simplest state tax structures in the nation. Many Pennsylvania municipalities (including Philadelphia and Pittsburgh) impose additional local Earned Income Taxes (EIT) typically ranging from 1-4%; these are not modeled in this calculator. Use the calculator below to estimate your 2026 federal + state + SE tax.
Net income after business expenses
Enter your income to see your tax breakdown
How Pennsylvania taxes self-employment income
Pennsylvania has a flat 3.07% state income tax.
Pennsylvania has a flat 3.07% individual income tax rate. The state has no standard deduction or personal exemption. Many Pennsylvania municipalities (including Philadelphia and Pittsburgh) impose local Earned Income Taxes (not modeled in this calculator).
Federal tax also applies
Regardless of state, all 1099 contractors and self-employed workers in Pennsylvania owe federal income tax and self-employment tax. SE tax is 15.3% on net earnings (12.4% Social Security up to $184,500 in 2026, plus 2.9% Medicare with no cap). Federal income tax follows the standard bracket structure (10-37%).
The calculator above includes federal, SE, and Pennsylvania state tax in one estimate, and breaks down quarterly estimated payments due April 15, June 15, September 15, 2026, and January 15, 2027.